Money Management

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Using Life Insurance to Pay for Long-Term Care and Other Expenses Related to Aging   One of the things I especially like to highlight during Life Insurance Awareness month is the flexibility of life insurance policies. Too few people understand how many different ways a life insurance policy can be …

When you decide to buy a car, you probably research various models, qualities and safety features. Ultimately, this research helps you understand the terminology used by various car manufacturers and ensures that when you go to buy, you make the right choices.   Buying long-term care insurance (LTCi) is a …

It’s not fun to think about, but there could come a time in your life when you need help with some of the regular activities of daily living. This includes actions such as eating, dressing, bathing and using the bathroom. Your need could be caused by any number of conditions, …

When people buy life insurance, they don’t always tell their loved ones they’ve done so. Some keep their lawyers informed, talk about the policy in their will or tell their trustee, but others buy a policy and then forget about it, telling no one. While some survivors are lucky enough …

Today, in part two of the managing liquidity series, we’re going to talk about maintaining liquidity with annuities and Social Security maximization. Both of these tools offer important ways of preserving your retirement income and providing a hedge against sequence of returns risk. 1. Maximizing Social Security: One of the …

In the blog post titled The Danger of Relying on the 4 Percent Rule, I talked a little bit about sequence of returns risk, which is the risk that low returns or losses during the early years of retirement can significantly impact the longevity of your retirement funds—especially if you’re …

There are many formulas that are supposed to help ensure you don’t overspend your retirement savings. One of the most popular, and—as such—relied upon is the 4 percent rule. This is a withdrawal rule that limits the amount of your annual withdrawals to just 4 percent of your retirement savings …

Most seniors head into retirement hoping to have no debt. While this is definitely a good strategy, it doesn’t mean that seniors should head into retirement without any credit cards. Credit cards can be extremely useful in retirement—and they won’t necessarily mean disaster for your savings, as long as you …

[vc_row full_width=”” parallax=”on” parallax_image=”” printtext=”Most Wanted Design Options ignores this CSS settings if used” background_style=”transparent” contentcolorclass=”darkonlight” background_color=”rgba(255,255,255,1)” rowimage=”” mp4=”” webm=”” videoaspectratio=”800:450″ posterimage=”” parfactor=”5″ overlay=”on” overlay_color=”rgba(255,255,255,0.5)” noise=”off” toppadding=”0″ bottompadding=”0″ anchorid=”” anchoroffset=”” hidemobile=”” visiblemobile=”” centermobile=””][vc_column width=”1/1″][vc_custom_heading text=”Investing Like Buffett” font_container=”tag:h2|text_align:center|color:%2369d61b” google_fonts=”font_family:Abril%20Fatface%3Aregular|font_style:400%20regular%3A400%3Anormal”][vc_video link=”https://www.youtube.com/watch?v=mupsnovkFAA”][vc_column_text] Warren Buffett, the Oracle of Omaha, is heralded by many …