Lifestyle

It’s not easy to maintain your health during the topsy-turvy holiday season, but it’s just as important to make the effort then as it is any other time of the year. Here are a few steps you can take to keep your health in the forefront.   Stock up on …

As we age and hit a certain point on the socioeconomic scale, it’s not unusual to begin hiring people to complete some of those boring daily chores that we no longer want to do. This can mean hiring people to do yard work, landscape maintenance, home cleaning and laundry. But …

In the 1970s when cable television entered the scene, the entertainment landscape changed dramatically. Gradually, we were introduced to the 24-hour news cycle, the idea of hundreds of channels to surf through and the joy of having music, sports, TV shows and movies at out fingertips. Now, with the popularity …

Every day we come across dozens, if not hundreds, of Facebook memes, ideas that are spread quickly on social media, such as those pictures with words on them. These memes are supposed to be sharing “useful” information—from toothpastes that can kill us to breakdowns of a candidate’s political history, to …

Wanting to spoil your friends and loved ones during the holidays is nice, but it shouldn’t come at the expense of you being able to pay your own bills. When you’re on a fixed income, you have to be very careful about how much you spend during the holidays.   …

When I talk about long-term care planning, I’m not just talking about buying a long-term care insurance (LTCi) policy. In fact, for many people that’s not the best move to make at all. Long-term care planning is about a lot more than just buying a policy. It’s about planning an …

There are quite a few milestone birthdays we encounter during our lives. Some, like 18 and 21, have legal implications that make them worth noting. Others, such as 40 and 50, usher us into a new stage in life that matters to us on a social level. Still others, like …

This week is National Estate Planning Awareness Week, which makes it a great time to reassess your estate plan and determine whether there are any changes to be made.   Verify asset value: If you’re leaving assets such as real estate or antiques behind, their value will fluctuate over the …

Increasing Your Happiness Before Retirement   This year, Bank of America Merrill Lynch released a study showing the various levels of well-being people reported feeling during their lifetime. While people in their late 50s and older reported having increasing levels of happiness and well-being, preretirees in their early 50s reported …

September is Life Insurance Awareness month and at The Retirement Institute, that means we spend a few weeks deeply focusing on life insurance and how it impacts both pre- and postretirement seniors.   Why Life Insurance Matters to Seniors   Many seniors are concerned about the legacy they’ll leave behind …