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It’s not easy to maintain your health during the topsy-turvy holiday season, but it’s just as important to make the effort then as it is any other time of the year. Here are a few steps you can take to keep your health in the forefront.   Stock up on …

In the 1970s when cable television entered the scene, the entertainment landscape changed dramatically. Gradually, we were introduced to the 24-hour news cycle, the idea of hundreds of channels to surf through and the joy of having music, sports, TV shows and movies at out fingertips. Now, with the popularity …

Using Life Insurance to Pay for Long-Term Care and Other Expenses Related to Aging   One of the things I especially like to highlight during Life Insurance Awareness month is the flexibility of life insurance policies. Too few people understand how many different ways a life insurance policy can be …

While it’s not as popular an option as it was in the 1980s, selling a life insurance policy through a life settlement (or, for the terminally ill, a viatical settlement) is still an option explored by many seniors in need of some funds to help pay for medical and living …

When you decide to buy a car, you probably research various models, qualities and safety features. Ultimately, this research helps you understand the terminology used by various car manufacturers and ensures that when you go to buy, you make the right choices.   Buying long-term care insurance (LTCi) is a …

Every day we come across dozens, if not hundreds, of Facebook memes, ideas that are spread quickly on social media, such as those pictures with words on them. These memes are supposed to be sharing “useful” information—from toothpastes that can kill us to breakdowns of a candidate’s political history, to …

Long-term care insurance is nothing short of valuable—but it can also be a hefty expense for retirees with no income. There are ways to design your policy so that you can save some money on the premium costs; however, you must be careful not to cut your benefits so much …

Wanting to spoil your friends and loved ones during the holidays is nice, but it shouldn’t come at the expense of you being able to pay your own bills. When you’re on a fixed income, you have to be very careful about how much you spend during the holidays.   …

It’s not fun to think about, but there could come a time in your life when you need help with some of the regular activities of daily living. This includes actions such as eating, dressing, bathing and using the bathroom. Your need could be caused by any number of conditions, …