Retirement isn’t always an easy phase to adjust to. Many seniors spend years just getting used to their changing bodies, lowered energy levels, waning savings balances and newfound freedom. After a lifetime of working, taking care of families, and physical independence, these are not easy adjustments to make. But no …

  Most people know they should be saving money for their retirement—but what many people don’t think about is the fact that they also need to be saving their health. It sounds odd, to consider saving your health for retirement but think about it this way: if you don’t take …

If you’re used to living in a home of your own, then you might not be prepared for the difference when you move into a retirement community, condo or apartment. But because it’s easier to care for, and often more affordable, an apartment or condo could definitely be in your …

  Lately, there has been a lot of talk about bond defaults. And it’s not just junk bonds that are failing to come through—some municipal bonds have also recently defaulted. This is troubling for the millions of people who turned to the relative safety of bonds after losing money in …

If you’re getting close to the age at which you originally thought you’d retire, you may be thinking that it’s time to re-evaluate that decision. Between market risks, low-interest rates and defaulting bonds, you might be scared that you simply haven’t saved enough to withstand decades of retirement and financial …

Buy low, sell high. That’s the refrain uttered by financial advisors everywhere. But for some investors, this mantra is easier said than done—especially as they watch their stocks slip and slide down in value like many have during the first few weeks of 2016. It’s easy to hang on when …

One of the senses we often lose gradually as we age is our hearing. Hearing loss can be an emotional and difficult change to adjust to—and for some it can result in bruised pride. But adjust you must if you want to live a full and happy retirement. Here are …

When we talk about the retirement years—the so-called “Golden Years” of life—we often focus on the positive side only. The time away from work, time spent watching your family grow and evolve, and hours invested in traveling and focusing on your hobbies. But there’s a lot more to retirement than …

Seniors often receive seminar invites to learn about new products and investments that can help save or enhance their retirement. While many of these seminars truly offer important, valuable information—some are just scams hoping to find gullible seniors to swindle. It’s important that you learn to tell the difference before …

Before you make your plans official to retire in 2016, you might want to consider taking the following steps to ensure that you’re on the right path. 1. Begin living on your planned postretirement income now. Most of us plan to live on about 70 percent of our current income …