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Considering Pension Buyout Factors

The recent pension buyout offered by General Motors sent many seniors and boomers on a mad hunt for information about the pros and cons of accepting a buyout offer in place of what was originally meant to be a lifetime payout.As with any financial decision, there are risks involved both …

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What’s in an RMD?

If you have a Traditional IRA, then you won’t be allowed to make contributions anymore once you reach the year in which you turn 70.5. In addition, while you may opt to start taking distributions without penalty at age 59.5, you will be forced to take distributions the year after …

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