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Four Tips for Battling Pre-Retirement Anxiety

[vc_row full_width=”” parallax=”on” parallax_image=”” printtext=”Most Wanted Design Options ignores this CSS settings if used” background_style=”transparent” contentcolorclass=”darkonlight” background_color=”rgba(255,255,255,1)” rowimage=”” mp4=”” webm=”” videoaspectratio=”800:450″ posterimage=”” parfactor=”5″ overlay=”on” overlay_color=”rgba(255,255,255,0.5)” noise=”off” toppadding=”0″ bottompadding=”0″ anchorid=”” anchoroffset=”” hidemobile=”” visiblemobile=”” centermobile=””][vc_column width=”1/1″][vc_row_inner][vc_column_inner el_class=”” width=”1/6″][/vc_column_inner][vc_column_inner el_class=”” width=”2/3″][vc_column_text]

[/vc_column_text][/vc_column_inner][vc_column_inner el_class=”” width=”1/6″][/vc_column_inner][/vc_row_inner][vc_custom_heading text=”Four Tips for Battling Pre-Retirement Anxiety” font_container=”tag:h2|text_align:center” google_fonts=”font_family:Abril%20Fatface%3Aregular|font_style:400%20regular%3A400%3Anormal”][vc_column_text]Most people look forward to retirement, but it’s also natural to feel a sense of anxiety at the thought of leaving work for good. If you notice some anxiety around the topic of retiring, here are a few tips to help battle those concerns and make the transition smoother.

Tip 1: Have a budget. One of the biggest sources of anxiety for new retirees is whether their savings will last for an undefined period of time. When you have a budget, you can help ensure that your money is going to last and reduce the stress you have over your finances.

 

Tip 2: Make an activity plan. It can be overwhelming to suddenly have all the time in the world to do whatever you want. Some retirees even find that they have no idea how they want to fill all the hours of their day once they stop working. In order to combat any anxiety you have over what you’ll do, make a plan with different activities for each day of the week. You don’t have to stick to that plan forever but in the beginning, it might fill you with purpose, help you meet friends and introduce you to new activities you enjoy.

Tip 3: Keep a schedule. One great way to keep yourself present during retirement and not lose your feelings of relevancy is to keep to a schedule. In the beginning, you can keep your schedule similar to what it was when you were working, and then gradually adjust it to suit your new lifestyle.

Tip 4: Create an income. Worrying about money is no way to live, and it’s certain to keep you anxious throughout your retirement. While having a budget will help, creating a postretirement income that lasts your entire life with a product like an annuity can go even further to reduce your stress and anxiety.

Retirement is supposed to be one of the best times of your life, but it’s a big adjustment that takes some getting used to. Give yourself the time and tools you need to make the transition.

#retirementanxiety #battle #tips4retirement

Author: Dennis Postema

Video Production: Adam Grillot

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About Dennis M. Postema

Dennis M. Postema, RFC, is a successful entrepreneur, best-selling author, coach, speaker and registered financial consultant. He is the founder of MotivationandSuccess.com, StoriesofPerseverance.org, FinancingYourLife.com and TheRetirementInstitute.org.

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